How will you react if you get Rs 9,806 cr in your account? This happened to a Punjab taxi driver

How will you react if you wake up one day to find that your bank account has been credited with Rs 9,806 crore! This is not possible only in dreams, this can happen in reality too!

A taxi driver from Punjab woke up on November 4 to discover that a sum of Rs 98,05,95,12,231 had been credited into his State Bank of Patiala (SBoP) account, says a Hindustan Times report.

But, the money was debited from Balwinder Singh's account the very next day.

"I made many rounds of the bank, but nobody listened to me. Instead they kept my passbook with them on November 7, and issued a new passbook without the gigantic entry," Singh told HT. "I had opened the account under Pradhan Mantri Jan Dhan Yojana (PMJDY). My balance usually is around Rs 3,000," he added.

Lead bank manager Sandeep Garg, however, had quite a simple explanation for the freak occurrence.

"The account holder happens to be a designated vendor for the bank. While passing a credit entry of Rs 200, an assistant manager (accounts) wrongly inserted the bank's 11-digit internal Banking General Ledger account number in the amount column. The mistake was noticed the next day, following which the entry was reversed," he told HT.

Deputy commissioner Bhupinder Singh Rai confirmed the matter. A team of income tax staff from Barnala, Sangrur and Patiala led by assistant commissioner Pritpal Singh carried out the investigation till midnight. Branch manager Ravinder Kumar refused to divulge any details.